PayCurve passes on no risk to the employer, meaning that should any losses arise as a result of earned salary payments, PayCurve bears those losses.

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PayCurve is the smartest and most innovative Earned Salary Access solution in the market. Designed to combat short-term credit and engineered with the regular South African in mind, PayCurve gives your employee the option to get paid a small data-driven portion of their already earned income, prior to payday. This gives South Africans the ability to take control over their financial affairs and manage their pay-cycle more effectively, without having to take on expensive and often predatory short-term credit. In addition, PayCurve incorporate gamified financial education courses and money management tools which are designed to change behaviour, while at the same time facilitating financial awareness.