Grant Hardy

Grant Hardy has been working in Capitec’s finance function since 2015 and was appointed as head of financial management in 2019. During this time, he worked closely with then CFO André du Plessis and was identified as his successor to the role. In June 2022, he was officially appointed as the company’s new CFO.

Before joining Capitec, Grant worked as the deputy head of finance at Haitong. Prior to that, he served in various treasury, balance sheet planning and analysis management roles for companies based in the United Kingdom, including Nomura and Royal Bank of Scotland.

Grant served in various management roles at Standard Bank from 2008 until 2011, and briefly spent time at Morgan Stanley. He completed his articles with the financial institutions services team at Deloitte South Africa in 2006.

Work
2022 – Present     Chief Financial Officer, Capitec
2019 – 2022          Head: Financial Management, Capitec
2015 – 2019          Finance, Capitec
2014 – 2015          Deputy Head of Finance, Haitong
2012 – 2013          Treasury, Balance Sheet Planning, and Analysis Manager, Nomura
2011 – 2011          Treasury, Balance Sheet Planning, and Analysis Manager, Royal Bank of Scotland
2010 – 2011          Private Equity Manager, Standard Bank
2008 – 2010          Group Finance Manager, Standard Bank
2007 – 2008          Exotic Derivatives Product Control, Morgan Stanley
2004 – 2006          Trainee Accountant: Financial Institutions Services Team, Deloitte South Africa

Education
2003 – 2003         BCom Honours, CTA, University of Johannesburg
2000 – 2002         BCom, University of Johannesburg

About company: Capitec is one of South Africa’s leading digital banks, with over 10.1 million digital banking clients.